See exactly how much you save by switching your existing loan to a lower interest rate with STRATOCAP.
Balance Transfer
Discover exactly how much you can save by switching your loan to a lower interest rate with STRATOCAP.
Enter your existing loan information below
Results will appear after calculation
Fill in your current loan details and click Calculate My Savings to instantly see how much you could save.
Based on your loan details
| Description | Current Loan | After Transfer |
|---|
| Month | EMI | Principal | Interest | Balance |
|---|
Our financial advisors will contact you with the best rates tailored to your profile.
A balance transfer is the process of moving your outstanding loan from your current lender to a new one — typically to benefit from a lower interest rate, reduced EMI, or better loan terms. STRATOCAP helps you compare and apply for the best balance transfer deals across India's top banks and NBFCs.
Switch to a lender offering a lower rate and reduce your total interest burden significantly over the loan tenure.
A lower rate directly translates to a smaller EMI, freeing up your monthly cash flow for other priorities.
Get an additional loan amount along with your balance transfer for any personal or business need.
Most balance transfers are completed within 15–20 working days with minimal documentation required.
Restructure your loan tenure to suit your repayment capacity at the time of transfer.
Switch to a lender with better customer service, digital tools, and account management features.