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EMI Calculators

Calculate your monthly instalments across Home Loan, Business Loan, LAP, Education Loan, and Home Saver in seconds.

EMI Calculators

Plan Before You Apply

Use our smart calculators to estimate your monthly EMI, total interest outgo, and overall repayment — all in real time.

₹5 Lakh₹10 Cr+ (type any amount)
6%18%
1 Yr30 Yrs
MONTHLY EMI
₹0
Per Month
₹0
₹0
₹0
0%
Apply for Home Loan →
₹1 Lakh₹5 Cr
10%24%
1 Yr7 Yrs
MONTHLY EMI
₹0
Per Month
₹0
₹0
₹0
0%
Apply for Business Loan →
₹10 Lakh₹25 Cr
7%16%
1 Yr20 Yrs
MONTHLY EMI
₹0
Per Month
₹0
₹0
₹0
0%
Apply for LAP →
₹1 Lakh₹1.5 Cr
7%16%
1 Yr15 Yrs
MONTHLY EMI
₹0
Per Month
₹0
₹0
₹0
0%
Apply for Education Loan →
How it works

A Home Saver (Offset / Flexi) loan links your loan account to a current/savings account. Any balance you park there is offset against your outstanding principal — reducing the interest charged daily. Your EMI stays the same, but more goes toward principal, shortening your loan tenure and cutting your total interest cost.

₹5 Lakh₹10 Cr+ (type any amount)
6%18%
1 Yr30 Yrs
₹0Up to loan amount
Without Home Saver
8.50%Effective ROI
Monthly EMI₹0
Total Interest₹0
Total Payable₹0
Loan Tenure20 Yrs
VS
With Home Saver
8.50%Effective ROI
Monthly EMI₹0
Total Interest₹0
Total Payable₹0
Tenure Saved—
You save ₹0 in interest

by maintaining an average balance of ₹0 in your offset account — and close your loan 0 months earlier.

Talk to an Expert About Home Saver →

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⚠️ Disclaimer: STRATOCAP Consultancy Services LLP is a loan advisory and consultancy firm. We do not directly lend money. All loan products mentioned are provided by third-party banks and financial institutions. Interest rates, eligibility, and terms are subject to change and at the discretion of the respective lender. The EMI calculator provides indicative figures for reference only and should not be construed as a commitment by any lender.